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Five Signs That Indicate You Need To Hire Workers Comp Lawyer For Your Injury Claim

10 May 2021

Tracy Roberts

Getting compensation for a work-related injury is usually a straightforward affair because your employer's worker's compensation cover should compensate you for the injury. Thus, in most cases, there is no need to hire a worker's comp lawyer.

However, it is still advisable to hire a worker's comp attorney to help you calculate the value of the claim and gather sufficient evidence to support the claim. Nonetheless, there are situations where it is mandatory to hire a workers comp lawyer to ensure you get compensated for the claim.

Here are five signs that let you know you desperately need to hire a workers comp attorney.

Your Employer Lacks Workers Comp Coverage

Under the Workers Compensation Laws and the Occupational Safety and Health Administration Act, employers must purchase insurance cover against work-related injuries for their employees. 

However, suppose you get injured while working, and your employer doesn't have insurance cover to compensate you for the injury. In such a situation, your only option is to sue your employer. Thus, you will need the services of a workers comp lawyer to represent your case in court.

Your Employer Denies Your Claim

It is common for employers to deny the liability of compensating an injured employee when there is minimal evidence to support the claim. Besides, the employers pay higher insurance premiums after their insurance provider settles your claim. Hence they can reject a claim to save money on premiums.

Thus, in such a situation, you need to hire a workers comp lawyer to gather sufficient evidence that your employer is liable for the work-related injury and should compensate you.

Your Insurer Offers An Insufficient Compensation Amount 

When insurance companies provide compensation for a claim, they usually try to minimize the amount they pay you as much as possible. Thus, they will try to omit as many factors from the claim as possible.

For instance, when you acquire an injury at work, an insurance company will most likely try only to compensate you for your hospital medical bills. However, it is essential to realize that you may need additional money for follow-up physiotherapy, medicine, and compensation for the wages you have not earned since you got injured.

Thus, to ensure you get total compensation on your claim, it is advisable to have a workers comp lawyer negotiate on your claim with the insurance adjusters.

Your Claim Gets Delayed

Depending on the state in which you reside, it should take an insurance company a couple of weeks or months to settle your claim. Thus, if the insurance company has not responded to your claim within the standard time frame for your state, it is time to hire a workers comp lawyer to follow up on your claim. In some states, an insurance company can get penalized for delaying your settlement, and thus, it is up to your worker's comp lawyer to pursue the penalty on your behalf.

Your Settlement Claim Gets Denied

Sometimes, when individuals file an injury claim independently, they fail to include sufficient evidence in the report. Additionally, they might not present the evidence in a convincing manner that will warrant the insurance company to settle the claim.

If an insurance company is not convinced by the evidence laid forth in your claim, they can reject your claim entirely. Instead of giving up on the settlement in such an instance, your best bet is to hire a workers comp lawyer to gather new and sufficient evidence to support the claim.

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